The Intro Series
Compare Basic Capital
March 28, 2025
Basic Capital isn’t a margin account. It’s an IRA that gives you more investing power via preferred equity financing.
March 27, 2025
When it comes to leverage, goal and structure matter.
March 26, 2025
Not exactly. Personal loans run the risk of wrecking your credit or having your collateral repossessed, but Basic Capital financing is backed and secured by a specific asset.
March 24, 2025
The uber-wealthy have built a symbiotic relationship between their assets and loans—and it’s all thanks to private bankers.
Wealth Building
May 20, 2025
The Stock Market Wasn’t Built for Everyone, But It Should Be
The system we live with today was no accident. It was built, and it can be rebuilt.
April 21, 2025
The Three-Legged Stool Is Busted
The phrase emerged to simplify the public’s understanding of retirement planning, but today, the analogy no longer holds.
April 13, 2025
These 13 States Require Small Businesses to Provide Retirement Plans
More are on their way, so we’ll keep you posted.
April 1, 2025
Larry Fink Wants Everyday Americans to “Own a Meaningful Stake” in the Market
But the capital required to take advantage of these opportunities is not within reach.
The State of the 401(k)
April 13, 2025
PSA: The Government Made a Lost-and-Found for 401(k)s
There’s a non-zero chance that one of them has your name on it.
January 31, 2025
7 HR leaders Weigh in on the State of the 401(k)
We spoke with seven HR and finance leaders from industries ranging from marketing to transportation to health care on the main vehicle for retirement savings. Here’s what we learned.
April 3, 2025
The (Logical?) Reason Americans Don’t Save for Retirement
No amount of financial advice can prepare anyone who doesn’t have the funds to invest in the first place.
Company News
Podcast Appearances
All Articles
September 25, 2025
High Earner Benefits Strategies
Maximizing 401(k) Benefits for Your Leadership Team
September 18, 2025
The Business Impact of Retirement Readiness
How It Impacts Your Workforce and How to Measure Success
September 17, 2025
Building Retirement Security for the Trades
How a Well-Designed 401(k) Can Transform Your Recruitment and Retention Strategy
April 10, 2025
Why the Optimal Retirement Contribution Sequence Sounds Great — But Doesn’t Work for Most People
It’s not that people won’t save. It’s that many simply can’t.
June 25, 2025
Still No 401(k) for Your Employees? Bold Move.
Delaying the 401(k) could be costing more than you realize.
June 25, 2025
Retirement Plans Speak Louder Than Mission Statements
If you care about your team’s future, a solid 401(k) does more than check a box.
June 25, 2025
You Have a 401(k). Congrats. Now Make It Suck Less.
Bare-minimum benefits don’t win hearts or save time. Here’s how to fix a plan that’s just checking the box.
June 24, 2025
How to Explain the 401(k) Without Sounding Like HR Just Got ChatGPT
If your benefits onboarding sounds like it was written by a toaster, it’s time to upgrade.
June 24, 2025
HR Deserves a 401(k) Process That Doesn’t Suck
If you’re still formatting CSV files every pay period, it’s time to expect more from your provider.
June 24, 2025
Retirement Plans Are a Headache for Small Businesses. You Don’t Have to Inherit That Stress.
Support your clients with a provider that takes implementation and maintenance seriously.
June 23, 2025
New Retirement Plan Mandates Are Here. Small Businesses, Read This Before You Panic.
Several states now require retirement benefits. Here's how to avoid the fines (and the hassle).
June 23, 2025
Your HR Team Is Quietly Managing a 401(k) Nightmare
From late remittances to confused employees, the burden lands on the same shoulders every time.
June 23, 2025
What Happens to a Business When the Owner Retires?
With half of owners nearing retirement, the future of their companies — and workers — hangs on what they do next.
June 18, 2025
How Fractional CFOs Should Choose a 401(k) Provider
You shouldn’t have to build a new process from scratch each time.
June 18, 2025
What to Do When Your 401(k) Provider Doesn’t Integrate With Your Payroll
The truth is, there’s nothing safeguarding you from making mistakes.
June 11, 2025
What Makes a Business Worth Passing Down?
Some companies sell. Others stay. The difference comes down to what and who you believe in.
June 11, 2025
The First Thing Former Finance Pros Can Teach Their Teams About Building Wealth
If you’ve spent time in capital markets, you’ve seen how wealth really gets built through time, structure, and smart allocation. Most employees don’t think in those terms. But with the right framing, they could.
June 10, 2025
Three Headaches HR Wishes Their Bosses Understood About Running the 401(k)
A retirement plan should support the people who run it, instead of burning them out.
May 19, 2025
What We’re Reading: 7 Substacks Unpacking the Retirement Crisis
Whether you're keeping tabs on policy circles or just retirement-curious, these seven newsletters are worth adding to the inbox.
May 13, 2025
“This Is Cool”: Bloomberg Covers Basic Capital Launch
Their in-depth coverage offers the first look at the product and its operations — and why it represents such a departure from how retirement accounts have traditionally worked.
March 25, 2025
How We Build Your Basic Capital
Every time you contribute to Basic Capital via paycheck deduction, we take care of multiple steps behind the scenes.