Become an employer of choice by offering your employees 5x the investing power inside their 401(k).
Become an employer of choice by offering your employees 5x the investing power inside their 401(k).
Complete this form to book a brief discovery call with a Benefits Specialist. We’ll reach out within 1 business day to discuss your inquiry.
Complete this form to book a brief discovery call with a Benefits Specialist. We’ll reach out within 1 business day to discuss your inquiry.
"When we recruit senior hires, we’re often up against steep competition. The Basic Capital 401(k) helps us stand out."
Casey Timorason
Head of Growth @ Service Professionals
"When we recruit senior hires, we’re often up against steep competition. The Basic Capital 401(k) helps us stand out."
Casey Timorason
Head of Growth @ Service Professionals
Pricing comparison
A strategic benefit
A strategic benefit
(without the strategic cost)
(without the strategic cost)
Employers that switch to Basic Capital pay just $5 per employee per month for record keeping, compliance testing, and 5500 filing. No hidden fees whatsoever.
Basic Capital
Guideline
Human Interest
Set up fee
$0
$0
$499 may apply
Monthly Account Fee
$0
$89
$160
Per Employee Per Month Fee
$5
$8
$7
Basic Capital
Guideline
Human Interest
Set up fee
$0
$0
$499 may apply
Monthly pricing
$0
$89
$160
AUM fees
$5
$8
$7
Per employee billing
Basic Capital
Guideline
Human Interest
Set up fee
$0
$0
$499 may apply
Monthly Account Fee
$0
$89
$160
Per Employee Per Month Fee
$5
$8
$7
Case studies
Case studies
How Service Professionals doubled their 401(k) participation rate
How Service Professionals doubled their 401(k) participation rate
How Service Professionals doubled their 401(k) participation rate
From 3-fold growth in participation to a new way to recruit and retain talent, we share more about how we're helping Service Professionals hit their goals.
Ideal Fulfillment Sets Up Workers for Success With Retirement Benefits
Ideal Fulfillment Sets Up Workers for Success With Retirement Benefits
Ideal Fulfillment Sets Up Workers for Success With Retirement Benefits
Retirement wasn’t resonating—until Ideal Fulfillment found a better fit. Here's how we’re helping their team think long-term.
FAQ
Who is a good fit for Basic Capital
Is Basic Capital available outside of an IRA or 401(k)?
How is Basic Capital different from a margin loan?
Who’s backing Basic Capital?
Is Basic Capital available via a 401(k)?
Is the financing rate floating? Is there interest rate risk?
When and how is the financing paid back?
What are the biggest risks with Basic Capital?
Am I personally liable for the financing?
Does the financing count towards my annual contribution limits?
Can I invest in cryptocurrency?
FAQ
Who is a good fit for Basic Capital
Is Basic Capital available outside of an IRA or 401(k)?
How is Basic Capital different from a margin loan?
Who’s backing Basic Capital?
Is Basic Capital available via a 401(k)?
Is the financing rate floating? Is there interest rate risk?
When and how is the financing paid back?
What are the biggest risks with Basic Capital?
Am I personally liable for the financing?
Does the financing count towards my annual contribution limits?
Can I invest in cryptocurrency?
FAQ
Who is a good fit for Basic Capital
Is Basic Capital available outside of an IRA or 401(k)?
How is Basic Capital different from a margin loan?
Who’s backing Basic Capital?
Is Basic Capital available via a 401(k)?
Is the financing rate floating? Is there interest rate risk?
When and how is the financing paid back?
What are the biggest risks with Basic Capital?
Am I personally liable for the financing?
Does the financing count towards my annual contribution limits?
Can I invest in cryptocurrency?