For Scale Ups

401(k) that scales alongside your team, without the growing pains

As you add headcount and higher earners, compliance gets more complex. Basic Capital monitors your plan in real time and fixes issues before they become year-end refunds.

Book a demo

Why scale-ups choose Basic Capital

Real-time compliance

ADP, ACP, and top-heavy tests run continuously, so risk surfaces early.

Plan design that adapts

Adjust eligibility, vesting, and match formulas, and add Safe Harbor as needs change.

Seamless migration

A dedicated implementation team moves you off a legacy provider in weeks.

Automated payroll

Error-free contributions through leading payroll providers.

Fixes, not refunds

Lift NHCE participation and close the deferral gap before a failed test forces executive refunds.

Insight that turns into action

Spot compliance risks early

Flagged the moment the gap widens, not in January when it's too late.

Engage the right people

Surface enrolled-but-contributing-0% employees and draft the outreach automatically.

Near instant support

2 minutes response time and less than a day resolution from a live human team in NYC; with 80% of cases resolved in 24 hours.