For Start Ups

The 401(k) that grows with your business

The 401(k) that grows with your business

Launch a fully managed 401(k) in minutes, claim tax credits that cover most of the cost, and give early hires a benefit that punches above your headcount.

Launch a fully managed 401(k) in minutes, claim tax credits that cover most of the cost, and give early hires a benefit that punches above your headcount.

Book a demo

Why startups choose Basic Capital

Basic Capital scales with you. Start simple, then add matching, profit-sharing, or Safe Harbor as you grow and signal to early hires that you take their future seriously.

Goes live in minutes

Digital setup with no paperwork. We stand up the plan and invite your team.

Runs itself each payroll

Payroll sync and always-on compliance keep the plan going without a benefits team.

Payroll

Basic Capital

Payroll

Basic Capital

Pays for itself with tax credits

SECURE 2.0 credits can cover most or all setup and admin in the early years, often bringing net cost near zero.

Little to no cost to get started

See how Basic Capital supports your team during this transition.

Book a demo

The whole transition was honestly so easy. You guys came in, told me exactly what I needed to do and when. You didn't leave any room for errors. It was a complete white-glove service.

Dylan Whitmore

Head of Finance and Operations

Basic Capital Impact

94

%

Participation Rate

The whole transition was honestly so easy. You guys came in, told me exactly what I needed to do and when. You didn't leave any room for errors. It was a complete white-glove service.

Dylan Whitmore

Head of Finance and Operations

The whole transition was honestly so easy. You guys came in, told me exactly what I needed to do and when. You didn't leave any room for errors. It was a complete white-glove service.

Dylan Whitmore

Head of Finance and Operations

Basic Capital Impact

94

%

Participation Rate

Built for lean teams

No dedicated admin required

No dedicated admin required

We handle recordkeeping, compliance testing, and 5500 filings.

We handle recordkeeping, compliance testing, and 5500 filings.

Consumer Grade App

Consumer Grade App

Employees enroll and manage savings on iOS, Android, and web.

Employees enroll and manage savings on iOS, Android, and web.

Real people when you need them

Real people when you need them

Fast, human support so a small team never gets stuck.

Fast, human support so a small team never gets stuck.

We understand what start-ups need from a partner

We understand what start-ups need from a partner

Fast to set up, easy to work with, and built around how early-stage companies operate.

Fast to set up, easy to work with, and built around how early-stage companies operate.