Access to credit to buy productive assets has been the foundation of wealth building in America for over a century. We’ve done it for cars, for education and for homes. Now, we’re doing it for long-term investing. Today's markets reward those who can participate in them meaningfully. Basic Capital creates access to financing for productive assets, compounding wealth on a larger base.
Wealth building starts with more investing power
We've redesigned how long-term investing works. You start with more investing power from day one.
That means compounding has more to work with, and more time to do it. The more you start with, the more it multiplies.
Long-duration financing for your portfolio
A mortgage lets you own a $500,000 home with $100,000 down. We do the same thing for your retirement portfolio.
For every dollar you contribute, we invest alongside you. Your returns cover the cost of financing, and the spread is yours to keep. More capital, compounding longer, means more at retirement.
Build from stocks, bonds, or a broader mix of eligible assets.
Built in protection, no margin calls
When you contribute, your money is invested through a Limited Liability Company wholly owned by you. Your exposure is limited to what you contribute. Everything else is protected.
Our financing is designed for the long term. No margin calls, no minimum equity requirements.
We've taken the time-tested concept of financing assets, and rebuilt it as a modern investing experience.
Invest for growth, income, or both
Choose from broad market stock index funds, professionally managed fixed income, and a growing lineup of eligible assets, all in a single account. As you contribute over time, your allocation grows and compounds on an expanding base.
More investing power for long-term investors