How Basic Capital works

Basic Capital increases your participation in financial markets

Access to credit to buy productive assets has been the foundation of wealth building in America for over a century. We’ve done it for cars, for education and for homes. Now, we’re doing it for long-term investing.

Today's markets reward those who can participate in them meaningfully. Basic Capital creates access to financing for productive assets, compounding wealth on a larger base.

01

Amplified Contributions

For every dollar you contribute, we invest $4 alongside you, creating $5 of investing power in a diversified portfolio of corporate bonds and broad market stocks.

The bonds provide reliable income from growing companies, while the stocks give you exposure to long-term market gains.

02

Income That Compounds

The cash income from the underlying investments more than covers the cost of the Basic Capital financing.

The difference is reinvested, generating an estimated baseline return between 8-15%, with the potential for increased upside from the stock allocation.

03

Built in Protection

When you contribute to your Basic Capital IRA, either from a bank account or from a roll-over, the money is invested in a Limited Liability Company (LLC) wholly owned by your IRA.

This LLC is meant to protect you from any liability and limit your losses to whatever you contribute. Your remaining assets and retirement funds are completely protected.

We’ve simplified private banking arrangements that require high minimums into a streamlined platform that delivers the same proven results with dramatically less complexity.

04

Long-term Wealth Building

The total value of your account, less Basic Capital’s financing, is your “Net Asset Value.” The returns in your account build Net Asset Value, while each new contribution gets the increased investing power of the Basic Capital financing.

Over time, the natural compounding of reinvested cash combined with broad market growth could more than triple your retirement wealth.

More investing power for long-term investors

The Basic Capital IRA combines the power of long-term financing with professionally managed, diversified funds that capture the growth and dynamism of today’s economy.