Designed for People Leaders

Change the way you 401(k)

Change the way you 401(k)

A retirement benefit designed for how teams work today.

A retirement benefit designed for how teams work today.

Basic Capital is world's most flexible retirement benefit

Basic Capital is world's most flexible retirement benefit

Basic Capital is the modern retirement platform built for growing companies. With unmatched flexibility, scalable pricing and plans grow with your team, this is the new way to 401(k).

Employees get simple investing, clear education, real ownership, and more flexible investment options.

Basic Capital is the modern retirement platform built for growing companies. With unmatched flexibility, scalable pricing and plans grow with your team, this is the new way to 401(k).

Employees get simple investing, clear education, real ownership, and more flexible investment options.

Employers benefit from fast setup, streamlined administration, automated reconciliation, and seamless payroll integrations.

No legacy complexity or dated platforms. Just a smarter retirement plan designed for startups and growing teams that want benefits to scale as fast as they do.

Employers benefit from fast setup, streamlined administration, automated reconciliation, and seamless payroll integrations.

No legacy complexity or dated platforms. Just a smarter retirement plan designed for startups and growing teams that want benefits to scale as fast as they do.

Help your team understand your 401(k)

Switch to the platform that makes it easier to understand how retirement savings work and why it’s important

Switch to the platform that makes it easier to understand how retirement savings work and why it’s important

Switch to the platform that makes it easier to understand how retirement savings work and why it’s important

Improve participation across employee levels

Companies that use Basic Capital see a 1.5-2x increase in plan participation

Companies that use Basic Capital see a 1.5-2x increase in plan participation

Companies that use Basic Capital see a 1.5-2x increase in plan participation

Give your team more investing power

Offer the only kind of 401(k) where your team has the option to get financing in their account

Offer the only kind of 401(k) where your team has the option to get financing in their account

Offer the only kind of 401(k) where your team has the option to get financing in their account

Great businesses are built by investing in people

Great businesses are built by investing in people

Companies that switch to Basic Capital see results

2-3x

2-3x

2-3x

Increase in employee participation
Increase in employee participation
Increase in employee participation

1.5x

1.5x

1.5x

Average increase in savings rates
Average increase in savings rates
Average increase in savings rates

+50%

+50%

+50%

Projected savings at retirement*
Projected savings at retirement*
Projected savings at retirement*

*Assuming 30% allocation to the Retirement Mortgage

*Assuming 30% allocation to the Retirement Mortgage

This isn't your standard 401(k).

Meet the 401(k) that actually gets your team retirement ready.

This isn't your standard 401(k).

Meet the 401(k) that actually gets your team retirement ready.

This isn't your standard 401(k).

Meet the 401(k) that actually gets your team retirement ready.

Case studies

Case studies

How Footprint gave their employees more flexibility

How Footprint gave their employees more flexibility

Footprint wanted a retirement plan their team would actually use and care about. They needed something that went beyond the basics and actually engaged employees in saving for retirement.

Footprint wanted a retirement plan their team would actually use and care about. They needed something that went beyond the basics and actually engaged employees in saving for retirement.

How Service Professionals doubled their 401(k) participation rate

How Service Professionals doubled their 401(k) participation rate

From 3-fold growth in participation to a new way to recruit and retain talent, we share more about how we're helping Service Professionals hit their goals.

From 3-fold growth in participation to a new way to recruit and retain talent, we share more about how we're helping Service Professionals hit their goals.

Ideal Fulfillment Sets Up Workers for Success With Retirement Benefits

Ideal Fulfillment Sets Up Workers for Success With Retirement Benefits

Retirement wasn’t resonating—until Ideal Fulfillment found a better fit. Here's how we’re helping their team think long-term.

Retirement wasn’t resonating—until Ideal Fulfillment found a better fit. Here's how we’re helping their team think long-term.

© 2025 Basic Capital. All rights reserved, Privacy Policy, Terms of Service, Cookie Policy

No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by Basic Capital Advisors, LLC pursuant to a written advisory agreement between such entity and the recipient.

The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor’s individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.

This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Basic Capital believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Basic Capital is not a bank. Certain services are offered through Plaid, Fragment, Apex and Footprint and none of such entities is affiliated with Basic Capital. By using the services offered by any of these entities you acknowledge and accept their respective disclosures and agreements, as applicable.

Articles or information from third-party media outside of this domain may discuss Basic Capital or relate to information contained herein, but Basic Capital does not approve and is not responsible for such content.

The description of our investment policy and eligibility criteria is provided solely to outline the parameters of our platform and the types of assets it may support. This information is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any security. Participation decisions are the sole responsibility of each investor, who should rely on their own judgment and, where appropriate, the advice of independent professional advisers.

Our site uses a third party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf.

Basic Capital, 137 Grand Street, 4th Floor, New York, NY 10013. 855-800-8322

© 2025 Basic Capital. All rights reserved, Privacy Policy, Terms of Service, Cookie Policy

No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by Basic Capital Advisors, LLC pursuant to a written advisory agreement between such entity and the recipient.

The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor’s individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.

This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Basic Capital believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Basic Capital is not a bank. Certain services are offered through Plaid, Fragment, Apex and Footprint and none of such entities is affiliated with Basic Capital. By using the services offered by any of these entities you acknowledge and accept their respective disclosures and agreements, as applicable.

Articles or information from third-party media outside of this domain may discuss Basic Capital or relate to information contained herein, but Basic Capital does not approve and is not responsible for such content.

The description of our investment policy and eligibility criteria is provided solely to outline the parameters of our platform and the types of assets it may support. This information is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any security. Participation decisions are the sole responsibility of each investor, who should rely on their own judgment and, where appropriate, the advice of independent professional advisers.

Our site uses a third party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf.

Basic Capital, 137 Grand Street, 4th Floor, New York, NY 10013. 855-800-8322

© 2025 Basic Capital. All rights reserved, Privacy Policy, Terms of Service, Cookie Policy

No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice, except for specific investment advice that may be provided by Basic Capital Advisors, LLC pursuant to a written advisory agreement between such entity and the recipient.

The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor’s individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.

This website provides preliminary and general information about the Securities and is intended for initial reference purposes only. It does not summarize or compile all the applicable information. This website does not constitute an offer to sell or buy any securities. No offer or sale of any Securities will occur without the delivery of confidential offering materials and related documents. This information contained herein is qualified by and subject to more detailed information in the applicable offering materials.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown on the website (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the investors’ portfolios. Any investment information contained herein has been secured from sources that Basic Capital believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefore.

Basic Capital is not a bank. Certain services are offered through Plaid, Fragment, Apex and Footprint and none of such entities is affiliated with Basic Capital. By using the services offered by any of these entities you acknowledge and accept their respective disclosures and agreements, as applicable.

Articles or information from third-party media outside of this domain may discuss Basic Capital or relate to information contained herein, but Basic Capital does not approve and is not responsible for such content.

The description of our investment policy and eligibility criteria is provided solely to outline the parameters of our platform and the types of assets it may support. This information is for informational purposes only and should not be construed as investment advice, a recommendation, or an offer to buy or sell any security. Participation decisions are the sole responsibility of each investor, who should rely on their own judgment and, where appropriate, the advice of independent professional advisers.

Our site uses a third party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf.

Basic Capital, 137 Grand Street, 4th Floor, New York, NY 10013. 855-800-8322