Ask your 401(k) anything, get instant insights and data
Ask your 401(k) anything, get instant insights and data
Ask your 401(k) anything, get instant insights and data
Ask your 401(k) anything, get instant insights and data
Ask your 401(k) anything, get instant insights and data
Ask your 401(k) anything, get instant insights and data
Basic Capital is like having a colleague that knows everything about your plan
Real-time compliance testing with automated tools to engage employees and address issues
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Real-time compliance testing with automated tools to engage employees and address issues
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Real-time compliance testing with automated tools to engage employees and address issues
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Know in real-time where you stand on all compliance tests
Let our agents contact employees and accelerate compliance solutions
A fully bundled solution if you want it. Just the basics if you don’t
We can handle all aspects of your 401k plan, from recordkeeping to aadvisory and administration. Or, bring your own advisor and adminstrator.
A fully bundled solution if you want it. Just the basics if you don’t
We can handle all aspects of your 401k plan, from recordkeeping to aadvisory and administration. Or, bring your own advisor and adminstrator.
A fully bundled solution if you want it. Just the basics if you don’t
We can handle all aspects of your 401k plan, from recordkeeping to aadvisory and administration. Or, bring your own advisor and adminstrator.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
200 payroll integrations
Connect seamlessly with your existing payroll system—no manual data entry, no disruption to your workflow.
200 payroll integrations
Connect seamlessly with your existing payroll system—no manual data entry, no disruption to your workflow.
200 payroll integrations
Connect seamlessly with your existing payroll system—no manual data entry, no disruption to your workflow.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
"I want to thank you so much for being so attentive on this issue and making sure that everything went smoothly"
Andrew Hom
401(k) customer
"I appreciate your team’s quick work on this."
Ben Shuster
VP of Systems Engineering, Rune
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
More room to save with Mega backdoor Roth and advanced tax-strategies
Investing made simple with a platform that makes investing intuitive
Guidance included to get the most of their plan
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
Mutual Funds and ETFs from trusted managers and issuers
Built-in brokerage window for self-directed single stock & ETF investing
Asset financing, crypto & private investments
The only 401(k) that gives employees more investing power
We have pioneered a new way to build wealth that gives your team more investing power with every contribution.
The only 401(k) that gives employees more investing power
We have pioneered a new way to build wealth that gives your team more investing power with every contribution.
The only 401(k) that gives employees more investing power
We have pioneered a new way to build wealth that gives your team more investing power with every contribution.
The Retirement Mortgage unlocks financing built for long-term investing. Set an allocation of eligible assets and get $4 of financing for every $1 of contributions. No margin calls or recourse and the cost of financing is paid from your investments.
This isn't your standard 401(k).
Meet the 401(k) that actually gets your team retirement ready.
This isn't your standard 401(k).
Meet the 401(k) that actually gets your team retirement ready.
This isn't your standard 401(k).
Meet the 401(k) that actually gets your team retirement ready.
See why companies choose Basic Capital
See why companies choose Basic Capital
Hear why companies across industuries are changing the way they 401(k).
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
People notice when 401(k)s start working differently
People notice when 401(k)s start working differently
Basic Capital has been covered by publications shaping the financial conversation.
