POOLED PLAN

Shared 401(k) plans at scale, without the complexity.

Basic Capital offers MEP, PEP, and PPP streamlining management across plans: consolidating administration, fiduciary responsibility, and cost under one roof.

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Why PEOs and advisors choose us?

A better client offering

Give clients an institutional-grade 401(k) they couldn't build alone.

Fiduciary support

We serve as the 3(16) administrative fiduciary and, optionally, the 3(38) investment fiduciary, or keep the 3(38) role and the investment relationship.

Lower costs for every client

Cost-sharing across employers drives down investment, plan-document, audit, and admin fees clients couldn't reach alone.

One relationship with simplified compliance

A single plan to administer, monitor, and report on across your book. One Form 5500 for MEPs, PEPs, and GOPs, plus combined tests and audits for MEPs and PEPs

Built to scale

Onboard and manage multiple employers under one plan, without multiplying the admin.

A comprehensive portal

Serve and manage multiple plans from one institutional-grade platform, at scale.

A better client offering

Give clients an institutional-grade 401(k) they couldn't build alone.

Lower costs for every client

Cost-sharing across employers drives down investment, plan-document, audit, and admin fees clients couldn't reach alone.

Built to scale

Onboard and manage multiple employers under one plan, without multiplying the admin.

Fiduciary support

We serve as the 3(16) administrative fiduciary and, optionally, the 3(38) investment fiduciary, or keep the 3(38) role and the investment relationship.

One relationship with simplified compliance

A single plan to administer, monitor, and report on across your book. One Form 5500 for MEPs, PEPs, and GOPs, plus combined tests and audits for MEPs and PEPs

A comprehensive portal

Serve and manage multiple plans from one institutional-grade platform, at scale.

Lightning-fast support, delivered by real humans

Our retirement specialists and customer support team offer white glove support; solving 80% of issues in less than 24 hours.

Effortless plan migration

We move existing plans in end to end — assets, payroll, participant data, blackout coordination. No dropped contributions, no downtime.

Customer education

Proactive in person onboarding and resources for employers and employees, answers before questions become tickets.

Contribution changes

Proactive onboarding and resources for employers and employees — answers before questions become tickets.

Plan design questions

Eligibility, match, vesting, safe harbor, auto-enrollment — our specialists help you design it right and build it. No guesswork.

Dedicated support specialist

One person who knows your client's plan inside out. Not a rotating queue.

"The whole transition was honestly so easy. Basic Capital replies in minutes every time. It was a complete white-glove service.”

Dylan Gochie

Founder, TextQL

"The whole transition was honestly so easy. Basic Capital replies in minutes every time. It was a complete white-glove service.”

Dylan Gochie

Founder, TextQL

"The whole transition was honestly so easy. Basic Capital replies in minutes every time. It was a complete white-glove service.”

Dylan Gochie

Founder, TextQL

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