The modern 401(k) that saves you time & effort
The modern 401(k) that saves you time & effort
The modern 401(k) that saves you time & effort
Seamless onboarding, automatic payroll sync, built-in investment education, and always-on compliance monitoring
Seamless onboarding, automatic payroll sync, built-in investment education, and always-on compliance monitoring
Automation that handles the hard parts of offering a great retirement benefit
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
Automation that handles the hard parts of offering a great retirement benefit
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
Automation that handles the hard parts of offering a great retirement benefit
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
Clear plan insights at your fingertips.
Real-time plan data, translated into clear next steps.
Clear plan insights at your fingertips.
Real-time plan data, translated into clear next steps.
Clear plan insights at your fingertips.
Real-time plan data, translated into clear next steps.
Technology built to help your team catch compliance issues earlier.
At your direction, let our agents help you to contact employees and accelerate compliance solutions.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Operational excellence with support that moves as fast as your business.
Operational excellence with support that moves as fast as your business.
Operational excellence with support that moves as fast as your business.
0.93
0.93
0.93
day
Average of days to resolution
25
25
25
minutes
Average response time
80
80
80
%
%
Issues resolved within 24 hours
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
Investing made simple with a platform that makes investing intuitive
Investing made simple with a platform that makes investing intuitive
Guidance included to get the most of their plan
Guidance included to get the most of their plan
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
Mutual Funds and ETFs from trusted managers and issuers
Mutual Funds and ETFs from trusted managers and issuers
Brokerage window for self-directed single stock & ETF investing
Brokerage window for self-directed single stock & ETF investing
Asset financing, crypto & private investments available through the brokerage window
Asset financing, crypto & private investments available through the brokerage window
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Mega backdoor Roth lets you contribute after-tax dollars to your Traditional 401(k) and then convert them to Roth. This pushes your annual deferral limit up to $72,000
Contribution limit
Contribution limit
Other platforms
$24,500
$24,500
Basic Capital
Basic Capital
$72,000
Contribution limit
Other platforms
$24,500
Basic Capital
$72,000
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The Retirement Mortgage unlocks financing built for long-term investing.
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution.
Participants customize a portfolio of their own. Currently, they can invest within the tool up to 100% in S&P 500 among other options. Long-term financing with no margin calls or personal recourse.
Cost of financing varies. Additional fees apply.
Total investing power within Retirement Mortgage
Long-term financing
Contributions
Eligible assets
U.S. Stock Index Funds
International Stock Index Funds
Bond Market Index Funds
Actively Managed Private Debt
The information presented above is for illustrative purposes only
Total investing power within Retirement Mortgage
Long-term financing
Contributions
Eligible assets
U.S. Stock Index Funds
International Stock Index Funds
Bond Market Index Funds
Actively Managed Private Debt
The information presented above is for illustrative purposes only
See why companies choose Basic Capital
See why companies choose Basic Capital
Hear why companies across industuries are changing the way they 401(k).
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
People notice when 401(k)s start working differently
People notice when 401(k)s start working differently
Basic Capital has been covered by publications shaping the financial conversation.
