Basic Capital | Migrating to Accrue 401(k)?

Accrue 401(k) Is Gusto’s Solution — Not Yours.

If you were a Guideline 401(k) customer not running payroll through Gusto, your employees may soon start asking questions about Accrue 401(k).

Here’s what’s happening: Gusto has moved all Guideline plans not tied to Gusto payroll over to Accrue 401(k). And this won’t be the last time you’re left explaining who’s managing your company’s retirement plan.

What happened:

Gusto acquired Guideline 401(k) to integrate a retirement plan into its payroll system.

Gusto didn’t want to support non-Gusto customers, so it’s been quietly seeking a buyer to take over those plans.

Accrue 401(k) is the temporary home for those plans until a permanent buyer is found.

That means your plan’s administrator will change again — and next time, you won’t get to choose who takes over. Will the new provider’s fees be competitive? Will they offer the same investment options? Will your employees’ experience be consistent? No one knows — not even Gusto.

Don’t let Gusto decide your next 401(k) provider based on what’s best for them instead of what’s best for you.

Basic Capital offers a modern 401(k) with over 6,000 investment options, streamlined administration, and unmatched plan flexibility. Pick a provider that’s built to serve your business, not someone else’s bottom line.

Book a demo with one of our plan specialist today and take control of your 401(k) plan before someone else does. Plans that move before December 31, 2025 get 2 years of employer fees waived.

Abdul Al-Assad

Co-founder & CEO